Are Hearing Aids Covered by Your Insurance?

Sorting out whether or not your hearing aids are covered by your insurance can be confusing, especially since each insurance company sells different packages, riders, and supplemental coverages. If you’re frustrated, we understand and you’re not alone.

Besides being time consuming, working out the fine print of your health insurance policy is aggravating, which leads a lot of people to put off getting the help they need from hearing loss. To help prevent that from happening, Flex Audiology is here to help you find the answers you need regarding whether your hearing aids and hearing care are covered by your insurance.

To ensure that those who need hearing care receive it, we have an insurance specialist on our team. In addition to having the knowledge, expertise, and experience necessary to navigate through various policies, our clinic partners with major insurance companies, like:

The partnerships we maintain make it easier to find the answers to your questions and ensure that you will receive all the benefits you are entitled to.

Dr. Erica & staff are great! Explained everything to my Mom who is 86! Very easy to get an appointment and no wait time in the Office.

Sharon P.

Erica is very professional and kind. This was my second pair of hearing aids first ones I got in Florida. She is the best audiologist in the Greater Cincinnati area. I highly recommend Flex Audiology.

Bonnie B.

Dr. Person was very thorough and very informative. Making it easy for me to understand the need and the comfort for me to make my decision for hearing aids. I realize what I was missing.

John H.

Humana logo
United Healthcare logo
Blue Cross Blue Shield Association logo
MedBen insurance logo
Blue Cross Blue Shield Association logo

Navigating the Complexities of Hearing Aid Insurance Coverage

Our insurance specialist is adept at interpreting the often-complex language of insurance policies, ensuring that you fully understand the scope of your coverage. We can provide personalized assistance to clarify:

  • The types of hearing aids (including digital and analog devices) and related hearing services covered under your plan
  • The details of your plan’s coverage, including any co-payments, coinsurance, and deductibles that may affect your out-of-pocket costs
  • The eligibility criteria for coverage renewal, which may influence the frequency of upgrades or replacements for your hearing aids
  • The specifics of in-network and out-of-network benefits, which can have a significant impact on the cost of your hearing care services

Our collaboration with prominent insurance providers means we can expedite the verification process, allowing for a smoother and more efficient experience for you. We strive to ensure that you can access the necessary hearing care without delay or unnecessary expense.

By letting Flex Audiology handle the intricacies of your insurance coverage, you can focus on what truly matters—improving your hearing health and quality of life.

Dr. Person helping an elderly patient understand insurance coverage

9 Questions You Need to Ask to Know If Your Insurance Covers Your Hearing Aids

1. Is there a benefit in my policy to cover hearing aids/hearing care?

While every insurance policy is unique, many policies are catching up with the times and offering various coverage levels for hearing aids and hearing care services.

2. If so, what, and how much, does it cover?

This depends on your policy – each insurance provider is different in what they cover and how much that coverage will be. Our in-house insurance specialist is happy to help you find out exactly how much your policy covers, so you can access the hearing care you need.

3. Does my policy require that I meet a deductible and/or out-of-pocket amount before I receive benefits, and if so, how much?

Some policies do require a deductible being met before coverage benefits kick in. Depending on your insurer, you might have to pay a certain amount out of pocket that you can claim back with your insurance benefits. Check your policy with our insurance specialist to get more information on this.

4. How often does my coverage renew or replace my hearing aids?

Hearing aids often need repairing or replacing as you use them, just like with any sort of technology. Some insurance benefits offer help with replacing your devices, but that depends on your insurer and their hearing care coverage as a whole. Our insurance specialist can help you find answers to whether your hearing aid replacements will be covered.

5. Am I limited to network practices/providers, or can I choose my audiologist?

Some insurance providers place restrictions on who you can visit for your hearing care, but it depends on your specific plan and what coverage you’re allowed. If you’re curious as to what your insurance requires, our insurance specialist would be happy to help.

6. Does my preferred audiologist or clinic accept my insurance?

We’re partnered with Humana, United Healthcare, MedBen in Lawrenceburg, Medicare, BlueCross BlueShield, and Indiana Medicaid, but we also accept various other insurance policies. Feel free to contact our team and we’ll be able to answer any questions you have regarding whether your insurance is accepted or not.

7. Am I covered for diagnostic hearing evaluations?

Hearing assessments can be covered by certain insurance policies, but not all. Depending on your insurer, your hearing assessment could be entirely or partially covered by insurance. Our insurance specialist will be able to help you find out more.

8. Is a referral from a primary care physician required by my insurance?

Typically, an insurer would require a referral or some sort of proof that your hearing care and hearing aids are prescribed from a doctor, but that’s not always the case. For those who aren’t sure whether their insurance requires referrals or not, our insurance specialist can help go through the fine print for you.

9. Am I restricted to a generic brand/type of hearing aids, or can I get the ones I like?

Depending on your insurer, some hearing aid brands and types are covered, while others are not; it relies on your plan’s coverage whether you can access the hearing aid brands you’d like to wear or not. Our insurance specialist works in-house to help find answers for even the most complicated of insurance coverage plans.

Are You Covered?

Let Our Insurance Specialist Check Your Insurance Coverage

Hearing aids are an essential part of helping you maintain a rewarding, independent lifestyle. Without them, your hearing and additional negative mental and physical health conditions will continue to get worse.

If you’re not sure what your insurance policy covers in relation to hearing care and/or hearing aids, let our insurance specialist at Flex Audiology check on your coverage for you.

Submit the adjacent form, we’ll check your coverage, and then we’ll get back to you with what we learned as well as help you schedule a hearing appointment.

Please note that we’re only able to check insurance benefits for people within Lawrenceburg, IN and HARRISON, OH, and the surrounding areas.

"*" indicates required fields

Your Name*
This field is for validation purposes and should be left unchanged.

You Might Also Be Interested In